Legal Liability and Insurance Coverage
Because Tuscan Team is a Tour Operator licensed by Italian law, it has specific legal obligations that differ from other service providers like car rental companies or tour guides. This license allows Tuscan Team to contract a wide range of services and plan entire corporate events and trips.
A key legal requirement for Tuscan Team is to carry both liability insurance and insolvency and bankruptcy insurance coverage. The latter is mandatory by law specifically for tour operators and protects clients in the event of:
Negligence: Errors or omissions in providing a service.
Service Interruption: A disruption or cancellation of a booked service.
Insolvency or Bankruptcy: The company's inability to meet its financial obligations, which guarantees the client a refund for the travel package and repatriation back to their origin.
This is a crucial difference from other providers. Companies like car rental services, chauffeurs, or local tour guides are not licensed tour operators. They are limited to providing their specific service and are not legally required to carry the same level of insurance coverage for negligence, service interruption, or insolvency. Tuscan Team's license and mandatory insurance provide a higher level of legal accountability and client protection.